John L. Hosack is a Shareholder in the Firm’s Los Angeles office and Co-Chair of Buchalter’s Title Insurance & Escrow Industry Group. He represents secured lenders and property owners at trial and on appeal in complex real property disputes, including lender liability, fraud, class actions, breaches of contract, wrongful foreclosures, mechanic’s liens, stop notices, judicial foreclosures, receiverships, escrow claims and title insurance claims. His transactional practice includes commercial real property loan documentation, loan workouts, REO sales and foreclosures.

Mr. Hosack, who is AV Preeminent rated by Martindale Hubbell, has been selected as one of Southern California’s Super Lawyers from 2006 to 2022 and was also selected as a Southern California Super Lawyer, Corporate Counsel Edition from 2009 to 2022. He has also been selected by Who’s Who Legal USA from 2002 to 2022 as “one of the USA’s leading practitioners” in the field of real estate.

On September 24, 2016, the American College of Mortgage Attorneys awarded Mr. Hosack a plaque to recognize his twenty years of leadership of the College’s Program Committee. In recognition of his decades of contributions to continuing legal education, the California Continuing Education of the Bar awarded Mr. Hosack the Spirit of CEB Award. He has been a lecturer and a speaker for numerous organizations including the American Bar Association, State Bar of California, California Continuing Education of the Bar, University of California, Boalt Hall School of Law, Pasadena Bar Association, Beverly Hills Bar Association and the California Mortgage Association.

Bar Admissions

• California

Education

• University of Washington
• University of San Francisco School of Law

Significant Accomplishments
<ul><li><i>R.E. Loans v. Investors Warranty of America</i> (2013) 212 Cal. App. 4th 1432 (counsel for Investors Warranty of America , <i>et. al</i>)</li><li><i>First American Title Insurance Company v. David Ordin et. al</i> (2011) 2011 Cal. App. Unpub. Lexis 6946 (counsel for David Ordin, et. al)</li><li><i>Paveco Construction, Inc. v. East West Bank</i> (2011) 2011 Cal. App. Unpub. Lexis 3344 (counsel for East West Bank)</li><li><i>Jerve M. Jones et al. v. Union Bank of California</i> (2005) 127 Cal.App.4th 542 (counsel for Union Bank of California, N.A.)</li><li><i>Jerve M. Jones, et al. v. First American Title Insurance Company, et al.</i> (2003) 107 Cal.App.4th 381 (counsel for Union Bank of California, N.A.)</li><li><i>William Little v. Community Bank</i> (1991) 234 Ca1.App.3d 355 (counsel for Community Bank)</li></ul>

• CFPB Withdraws Former Marketing Services Agreement Guidance; Issues New Frequently Asked Questions Regarding RESPA Section 8 and MSAs

  By John L. Hosack, Michael C. Flynn |October 2020

Additional Articles

• Actual Loss Under A Title Insurance Policy Is Calculated Based On The “Highest And Best Use” Of The Insured Real Property
• Lender Beware – The Traps and Tricks of “Borrower” Fraud, Forgery, and Identity Theft in Real Property Lending
• OCC and FDIC “Valid When Made” Rule Reaffirmed: Interest Rate Limitations, or Lack Thereof, on Loans Made By National and State Banks and Federal Savings Associations Remain When the Loan Is Sold or Assigned
• Buchalter COVID-19 Client Alert: Supreme Court Holds That in Applying COVID-Related Stays of Eviction Proceedings, Landlords Must Be Given the Opportunity to Challenge a Tenant’s Claim of COVID-Related Hardship
• CFPB Extends Compliance Deadline for New Qualified Mortgage Definition to October 1, 2022
• Buchalter COVID-19 Client Alert: FHFA Extends Freddie Mac and Fannie Mae Single-Family Eviction and Foreclosure Moratoria, and Extends GSE Forbearance and Deferral Lengths; List of Current Periods for GSEs, Federal Agencies and States of California, Washington, Oregon and Arizona
• Buchalter COVID-19 Client Alert: Federal Court Declares CDC Eviction Moratorium is Unconstitutional, But Does Not Enjoin the Order
• Revising the New General QM Final Rule and Seasoned QM Final Rule: CFPB Expected to Postpone the Mandatory Compliance Date for the New General QM Final Rule and New Seasoned QM Final Rule and Temporarily Keep the GSE QM Loan Definition in Place, and Will Consider Revising the Seasoned QM Rule and Other Portions of the New QM Final Rule
• Buchalter COVID-19 Client Alert: FHFA Announces Extension of Time Periods for GSEs’ Foreclosure and Eviction Moratoria; List of Current Time Periods for GSEs, Federal Agencies and West Coast States Foreclosures and Evictions, and Forbearance Applications
• CFPB Acting Director Considering Delay in New Qualified Mortgage Rule
• Coming in 2021: CFPB Finalizes Changes to “Qualified Mortgage” Definition and Creates a New “Seasoned QM” Loan Category
• Federal Banking Regulatory Agencies Issue Notice of Proposed Rulemaking Re: the Role of Supervisory Guidance
• OCC Issues Final Rule Defining “True Lender” – A Bank is the “Lender” if it is Named the Lender in the Loan Documents or if it Funds the Loan
• Buchalter COVID-19 Client Alert: CFPB Issues Rule Extending the “GSE Patch”
• Newly Enacted California Consumer Financial Protection Law (AB 1864) Reorganizes and Renames Financial Institutions Regulator for Expanded Oversight of Certain Consumer Financial Services Innovation Sector
• Buchalter COVID-19 Client Alert: HUD, FHFA, VA Announce Extensions of Foreclosure and Eviction Moratoriums to December 31, 2020
• Buchalter COVID-19 Client Alert: FHFA to Extend GSE Covid-Related Origination Processing Flexibility Until August 31
• Buchalter COVID-19 Client Alert: CFPB Issues Proposed Rule, FAQs and Revised CHARM Booklet for Transition from LIBOR
• Buchalter Client Alert COVID-19: New HMDA Final Rule Raises Loan Origination Reporting Threshold; Particular Significance for Certain Multifamily Lenders
• Should You Include a Limitation of Liability Provision in Your Next Contract?
• Bankers Trust Company v. Transamerica Title Insurance and Its Progeny: A Construction Lender’s Nightmare
• California Title Insurance Practice (Calif. Cont. Ed. Bar. First Ed.)
• The Jesinoski Opinion Vs. The Statute Of Limitations
• Truth-In-Lending Act Rescission Part I: Why The U.S. Supreme Court’s Jesinoski Opinion Does Not Defeat The Statute of Limitations
• Current Developments In Risk Management For Mortgage Brokers
• Stop Notices and Mechanic’s Liens: Construction Lenders’ Nightmares
• The Limits to Title Insurance Protection and the Advantages of Escrow Instructions
• The Full Credit Bid at a Foreclosure Sale: Don’t Make One Without the Advice of Knowledgeable Counsel